About Us
Three investors who understand borrowers because we are borrowers.
Who We Are
Private Lending LLC was founded by three real estate investors who saw a gap in the local lending market. Banks move too slow. Traditional hard money lenders are impersonal. We started Private Lending LLC to serve the investment community in southwestern Virginia and southern West Virginia with fast, reliable capital.
Between us, we own and manage a portfolio of rental properties. We've been through the rehab process ourselves — the unexpected costs, the contractor delays, the race against holding costs. We get it because we live it.
That experience shapes how we lend. We evaluate deals the same way we evaluate our own investments. We move fast because we know speed matters. And we keep our word because our reputation in this community is everything.
Why We're Different
We're Investors Too
We own rental properties. We've done the rehab work. We understand the numbers from the borrower's side of the table.
Local Knowledge
We know the markets in southwestern Virginia and southern West Virginia. We can evaluate a deal in your neighborhood because it might be our neighborhood too.
Speed That Matters
We close in 5-10 days. No committee meetings. No bureaucratic delays. Three decision-makers who can move fast when the deal is right.
We Keep Our Word
When we commit to funding your deal, we fund it. No last-minute surprises, no changing terms at closing. Our handshake means something.
The Team
John Houston
Partner
Real estate investor and private lender with deep roots in southwestern Virginia.
john@privatelending.llc
Aaron Tsang
Partner
Real estate investor and private lender focused on building wealth through rental properties.
aaron@privatelending.llc
David Richards
Partner
Real estate investor and private lender who understands the borrower's perspective.
david@privatelending.llcOur Service Area
We focus on the communities we know best. From Floyd to Roanoke, Blacksburg to Bluefield, and across the border into southern West Virginia — if you're investing in our backyard, we want to hear about your deal.